We can offer garden centre and nursery
insurance. Cover can be varied to meet individual
needs.
We offer specialist garden centre and nursery insurance from a
range of insurers. Key features and benefits include:
- Material Damage insurance - covers buildings,
glass houses, business equipment and electronic equipment, internal
general stock, external general stock, underground services and
replacement of locks and includes fire, lightning or explosion;
accidental damage; specified perils, theft or attempted theft
- Business
Interruption insurance - includes loss
of gross profit; suppliers customers; computer records;
denial of access; public utilities; food or drink poisoning
- Insurance for increased cost of
working (additional expenses only) and outstanding debit
balances - includes increased cost of working as a
consequence of insured damage to computers or loss of information
from computers
- Legal
liability insurance - includes
employers liability, public liability, product liability, Defective
Premises Act 1975; Motor contingent liability; hired or rented
premises; Consumer Protection Act 1987; Health and Safety at
Work
- Money (including
assault) insurance - covers business money, and
pays compensation if there is injury during a theft of money or
insured property
- All Risks – specified
equipment insurance
Business equipment – office machinery, mobile phones, laptop
computers and valuables
- All Risks – deterioration of refrigerated
stock insurance
Deterioration or putrefaction of foodstuffs in freezer or
refrigeration cabinets
- Goods in transit insurance -
includes trade contents and stock in transit; containers, ropes and
tarpaulins, debris removal, personal effects
- Personal accident &
sickness insurance (individual cover or group
cover) - covers personal accident causing death, loss of
limbs or disablement; sickness; hospital cash; legal
expenses
- Engineering insurance - includes
inspection and fragmentation; boiler & pressure plant; all
fixed plant cover; owned mobile and hired plant
- Computer insurance
- damage to
computers at the premises; breakdown of computers; increased cost
of working; reinstatement of data
 Questions? Contact us
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