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Garden Centre Insurance and Nursery Insurance


We can offer garden centre and nursery insurance. Cover can be varied to meet individual needs.

 

 

Key features
 
We offer specialist garden centre and nursery insurance from a range of insurers. Key features and benefits include:
 
  • Material Damage insurance - covers buildings, glass houses, business equipment and electronic equipment, internal general stock, external general stock, underground services and replacement of locks and includes fire, lightning or explosion; accidental damage; specified perils, theft or attempted theft
 
  • Business Interruption insurance - includes loss of gross profit;  suppliers customers; computer records; denial of access; public utilities; food or drink poisoning
 
  • Insurance for increased cost of working (additional expenses only) and outstanding debit balances - includes increased cost of working as a consequence of insured damage to computers or loss of information from computers
 
  • Legal liability insurance - includes employers liability, public liability, product liability, Defective Premises Act 1975; Motor contingent liability; hired or rented premises; Consumer Protection Act 1987; Health and Safety at Work
 
  • Money (including assault) insurance - covers business money, and pays compensation if there is injury during a theft of money or insured property
 
  • All Risks – specified equipment insurance
          Business equipment – office machinery, mobile phones, laptop computers and valuables
 
  • All Risks – deterioration of refrigerated stock insurance
          Deterioration or putrefaction of foodstuffs in freezer or refrigeration cabinets
 
  • Goods in transit insurance  - includes trade contents and stock in transit; containers, ropes and tarpaulins, debris removal, personal effects
 
  • Personal accident & sickness insurance (individual cover or group cover) - covers personal accident causing death, loss of limbs or disablement; sickness;  hospital cash; legal expenses
 
  • Engineering insurance - includes inspection and fragmentation; boiler & pressure plant; all fixed plant cover; owned mobile and hired plant
 
  • Computer insurance - damage to computers at the premises; breakdown of computers; increased cost of working; reinstatement of data

 


 

   Questions? Contact us

         
Agricultural contractors liability
Farm insurance
Garden centre and nursery insurance
Hailstorm (crops) insurance
Home insurance
Horse insurance
Motor insurance
Personal accident and travel insurance
Towergate Underwriting Group Ltd is authorised and regulated by the Financial Services Authority
Copyright © 2009 Towergate Underwriting Group Ltd


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